Why Do I Need a Jewelry Appraisal?

theft, burglary and people concept - thief in mask stealing valuables from safe at crime scene

Using a professional, independent gemologist Jewelry Appraiser for your jewelry appraisal, ensures that an unbiased appraiser, adequately valuates your jewelry item. 

The true value prohibits you from over insuring the item, paying unnecessary premiums, and protects you and the insurance company. Since the value of jewelry fluctuates with the unstable metal and loose stone markets, it is best to have your jewelry appraised every three to five years.

Reasons for Appraisals

  • Estate Planning
  • Asset Distribution
  • Bankruptcy
  • Charitable Donations
  • Quality Confirmation
  • Diamond Authentication and Certification
  • Jewelry Damage Report

Types of Appraisals

  • Diamond Appraisal
  • Insurance Appraisal
  • Gem Stone Appraisal
  • Watch Appraisal
  • Liquidation Appraisal
  • Antique or Vintage Jewelry Appraisal
  • Estate Appraisal

Insurance companies have two ways to cover a piece of jewelry’s value: as a scheduled or unscheduled item.  Any jewelry item valued over $1,000 should have an appraisal.  Diamonds require certification with a grading report indicating the quality and value of the diamond. This leaves less room for interpretation should the item ever need to be replaced.  Homeowner’s or rental insurance policies generally cover unscheduled jewelry, although this amount is limited.

Ronnie Miller, G.G., is a Certified Graduate of the Gemological Institute of America, an experienced Jeweler and Watchmaker and has been in the jewelry industry for over 30 years.

All served with flawless, personalized Confidential Customer Service

Your Certified G.I.A. Graduate Gemologist performs all appraisals, while you wait.  Each appraisal includes a photograph and complete gemological description. Regardless of value, appraisals are always based on a per-piece rate of $100.

Appointments for appraisals, performed while you wait, may be set at a time convenient for you during regularly scheduled days. We team up with your bank or insurance agency to provide confidential appraisal services by appointment.